Financial & Insurance
We Accept Dental Insurance in Plano, TX
At 1st In Smiles, we believe every patient deserves high-quality dental care, regardless of their ability to pay. That’s why we accept a wide range of dental insurance in Plano, TX along with a wide range of payment and financing options. We make it easy to get general, cosmetic, restorative, and emergency dental services within your budget and ability to pay. Our offerings include money-saving specials that enable you to receive a beautiful, healthy smile at fantastic prices. We’ll explain our short- and long-term options and determine which is best for paying for treatments and saving you money.
Our Dental Payment Options
Patients should never let fear of payment deter them from getting the care they need. Unfortunately, fear is among the biggest reasons people refuse to go to the dentist’s office. That’s why we offer flexible payment options for all patients. We also process insurance claims so patients can receive maximum benefits at their convenience. Here are the payment options we offer:
- Cash and personal checks
- Credit card (American Express, Discover, Mastercard, Visa)
- In-office financing for costlier procedures (pay 50% upfront and 50% in three payments of the next three months)
- CareCredit (12-month, zero-interest financing and long-term, low-interest financing plans)
- Money-saving specials
Convenient Patient Form Filling Online
1st In Smiles enables patients to fill out financial and insurance forms from the comfort of their own homes. Please refer to our list of new patient forms to start getting your dental care financed or covered today. We appreciate our patients’ commitment and support for our practice and strive to make their experience seamless and convenient. Do you want to know if your payment option is right for you? If so, our team can consult with you and work with your financial ability so you receive top-quality care within your budget. We are always available to help you get the dental care you deserve.
Experience dental care reimagined with the Healthy Smiles Savings Plan, our premier membership program designed to support your long-term oral health. Enjoy a full year of predictable, affordable dental care with valuable savings on essential services, including exams, routine X-rays, and cleanings. Members also receive exclusive discounts on a wide range of dental treatments, making it easier to maintain a healthy smile without the uncertainty of traditional insurance.
With the Healthy Smiles Savings Plan, your benefits activate immediately upon enrollment and remain in effect for 12 months of uninterrupted access. The plan is designed to be simple and transparent—no deductibles, waiting periods, annual maximums, denials, or pre-approvals.

Highlights of the Healthy Smiles Savings Plan:
- 50% savings on exams and routine X-rays
- Discounts on preventive and additional dental procedures
- Immediate activation—start using benefits the same day you enroll
- 12 months of continuous coverage
- No insurance hassles: no deductibles, waiting periods, maximums, or pre-approvals

